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                    1. 首页 > 股票 >

                      多地出台政策鼓励参保缴费 养老金“倒挂”仍待破解

                      2015-02-28 13:05:05

                      针对社会关注的养老保险“多缴长缴是否划算”问题,人社部近期回应称,多缴养老保险费都是划算的,我国正在健全多缴多得激励机制。“新华视点”记者采访了解到,在全国性统一政策尚未出台背景下,一些地方纷纷探索出台激励政策,鼓励参保缴费。同时,受到部分群体养老金水平“不看缴费长短,只看退休早晚”等因素影响,“多缴多得、长缴多得”激励效果仍待进一步发挥。

                      多地摸索鼓励“多缴多得”

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                      ZHONGYANGCAIJINGDAXUESHEHUIBAOZHANGYANJIUZHONGXINZHURENCHUFULINGBIAOSHI,JIANQUAN“DUOJIAODUODE”JILIJIZHI,MUQIANQUANGUOSHANGWEICHUTAITONGYIZHENGCE,HAICHUYUGEDIGENJUSHIJIQINGKUANGMOSUOJIEDUAN。ZHEIXIEDIFANGXINGJILIZHENGCEZAITIGAOJIAOFEIJIJIXINGDENGFANGMIANDESHIJIXIAOGUO,HAIYOUDAIJINYIBUGUANCHA。

                      基本养老金调整出现“倒挂”,中断缴费人数增加

                      JIZHECAIFANGFAXIAN,ANZHAOJIBENYANGLAOBAOXIANJIFABIAOZHUNYIJIDIFANGXINGJILIZHENGCE,JIAODEYUEDUO、JIAODEYUEZHANG,YANGLAOJINFAFANGBIAOZHUNYUEGAO。DANSHI,JINNIANLAI,ZAIJIBENYANGLAOJINDIAOZHENGZHONGCHUXIANYANGLAOJINSHUIPINGYUJIAOFEINIANXIAN“DAOGUA”XIANXIANG,TONGSHI,YIXIEDIQUCHUTAIZUIDIYANGLAOJINZHENGCECUNZAIBUZU,ZHEIXIEDOUDAOZHI“DUOJIAODUODE”JILIZUOYONGWEINENGCHONGFENFAHUI。

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                      养老保险兼顾公平与效率,还需坚持精算平衡

                      不思棋牌JIZHECAIFANGLEJIEDAO,MUQIANYOUXIEDIFANGYICHUTAIZHENGCE,DUIYANGLAOJIN“DAOGUA”XIANXIANGJINXINGDIAOZHENGXIUZHENG。GUANGZHOUSHIZAIYANGLAOJINDIAOZHENGZHONG,CAIQUCHAYIHUAJIAFAYANGLAOJINFANGSHI,SHITONGDENGJIAOFEISHUIPING、TONGDENGJIAOFEINIANXIANDETUIXIURENYUAN,QIDAIYUSHUIPINGJIBENQUYUYIZHI,QUYUHELI。

                      不思棋牌RENSHEBUSHEHUIBAOZHANGYANJIUSUOSUOZHANGJINWEIGANGCENGGONGKAITOULU,JINHOUHUIJIEHEJINGJIZENGZHANG、WUJIASHUIPINGBIANDONG、ZAIZHIRENYUANGONGZIZENGZHANGDENGDUOZHONGYINSU,YANJIUZHIDINGSHIHEYUGELEIQUNTIDETONGYIDE、ZHENGCHANGDEYANGLAOJINDIAOZHENGJIZHI,GAIBIANMUQIANKAOXINGZHENGBUMENZHIJIEDIAOZHENGDEFANGSHI。

                      不思棋牌YUCITONGSHI,YIXIEYENEIRENSHIBIAOSHI,ZHIGONGJIBENYANGLAOBAOXIANSHIGUOMINSHOURUERCIFENPEIDEZHONGYAOQUDAO,BIXUTUCHUGONGPING,QUEBAOJUEDADUOSHURENDOUNENGCANYUYANGLAOBAOXIAN,BAOZHANGJIBENYANGLAOSHUIPING;TONGSHIYAOGUJIJIJINYUNZHUANXIAOLV,TUCHU“DUOJIAODUODE”JILIYUANZE,CUJINJIJINSHOUZHIPINGHENG。

                      武汉大学社会保障研究中心教授向运华等业内专家建议,当前一方面应坚持精算平衡,从统筹协调养老金计发标准和调整办法,创造条件实现全国统筹、做实个人账户等方面入手,兼顾基本养老保险的公平与效率;另一方面出台财税优惠政策,鼓励企业年金、商业养老保险等补充养老保险制度发展,为参保人提供多层次的养老选择。(记者 李劲峰、李斌)

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